Scale strong
Your business is growing. Your insurance should keep pace.
What worked at launch doesn’t work at scale. More clients, more revenue, maybe a team, your risks have evolved. Your cover needs to match where you are now, not where you were six months ago.
You're in the right place if:
1
You’re growing faster than expected (good problem, new risks).
2
You’re about to hire your first employee.
3
Your revenue has jumped and you’re wondering if your cover is still enough.
4
You’re taking on bigger clients or contracts.
What matters most right now
Adapting your cover as your business evolves.
The insurance you had at launch may no longer cover you. As you grow, your exposure increases, leading to bigger contracts, more revenue, additional employees, and more complex client relationships. Your cover needs to scale with you.
Common questions
From business owners at this stage
How do I know if I'm underinsured?
If your revenue, client base, or team size has changed significantly since you last reviewed your policy, you’re probably underinsured. A good rule is to review annually, or whenever something major changes.
What changes when I hire my first employee?
Two things: Workers’ compensation becomes mandatory, and your public liability may need updating if employees are doing client-facing work. We can sort both.
Can I add coverage mid-year if my business grows faster than expected?
Yes. You can adjust your policy at any time; it’s called a mid-term adjustment (MTA). Better to do it now than discover you’re uncovered when you claim.
How much does it cost to increase my coverage limits?
Less than you might think. The cost to increase your limits is usually modest compared to the additional protection you gain. We’ll give you options so you can decide what makes sense for your business.
What our clients say
Rated 5.0 on GoogleInsurance broker Sam has been very professional and insightful to work with. She went above and beyond with ongoing communication throughout the whole process. Highly recommend.
Dealing with Sam Raco is always a seamless experience. Prompt responses and excellent options to suit our personal and financial needs. Will continue interacting with this provider and agent.
I have used Sam at With Pocket for our business insurance needs — cyber, professional indemnity and business — for several years now. Sam is exceptionally easy to deal with; responsive, knowledgeable and genuinely invested in getting the right outcome. Nothing is ever too much trouble and she goes above and beyond to ensure we have the right product. What also stands out is the process she has around quoting, accepting cover and funding — it is seamless and efficient in a way I have not experienced with any other broker. I could not recommend her highly enough.
What happens next
As your business matures, the focus shifts from adapting to protecting what you’ve built. More established operations, steadier revenue, and a lower tolerance for risk. That’s when you move from Scale Strong to Stay Protected.
Completed
Congratulations on launching! Now it’s time to scale your business.
You are here
Scaling your business – scale strong.
Next step
Established and optimising – stay protected.
Ready to stop Googling and start building?
Book a 15-minute call with the Pocket team. We'll have options for you in a few days.