Scale strong
Your business is growing. Your insurance should keep pace.
What worked at launch doesn’t work at scale. More clients, more revenue, maybe a team, your risks have evolved. Your cover needs to match where you are now, not where you were six months ago.
You're in the right place if:
1
You’re growing faster than expected (good problem, new risks).
2
You’re about to hire your first employee.
3
Your revenue has jumped and you’re wondering if your cover is still enough.
4
You’re taking on bigger clients or contracts.
What matters most right now
Adapting your cover as your business evolves.
The insurance you had at launch may no longer cover you. As you grow, your exposure increases, leading to bigger contracts, more revenue, additional employees, and more complex client relationships. Your cover needs to scale with you.
Common questions
From business owners at this stage
How do I know if I'm underinsured?
If your revenue, client base, or team size has changed significantly since you last reviewed your policy, you’re probably underinsured.
A good rule is to review annually, or whenever something major changes.
What changes when I hire my first employee?
Can I add coverage mid-year if my business grows faster than expected?
How much does it cost to increase my coverage limits?
Useful resources for founders scaling strong
Guides:
Insurance When You Hire Your First Employee – What changes and what you need
How Much Coverage Do You Actually Need? – Decision framework for limits
What happens next
Once you’re launched and making sales, your needs will change. As you grow, you’ll add team members, increase revenue, and take on bigger risks. That’s when you move from Start Smart to Scale Strong.