# Pocket

> Pocket is an Australian insurance broker for founders and small business owners. Plain-English business and personal insurance cover that adapts from pre-launch through to an established business, backed by real brokers rather than a call centre or a comparison site.

## Coverage
- [Coverage overview](https://withpocket.com.au/coverage/): every business and personal insurance product Pocket offers, grouped by category.
- [Business Insurance](https://withpocket.com.au/coverage/business-insurance/): Business insurance covers lawsuits, property damage, liability, and business interruption. Explore Pocket's business coverage options.
- [Personal Insurance](https://withpocket.com.au/coverage/personal-insurance/): Personal insurance protects your income, home, health, and assets while you build your business. Explore Pocket's personal coverage options.

## Lifecycle stages
- [Start smart](https://withpocket.com.au/start-smart/): insurance for pre-launch and early-stage founders and business owners.
- [Scale strong](https://withpocket.com.au/scale-strong/): insurance for growing businesses — hiring, revenue growth, new risks.
- [Stay protected](https://withpocket.com.au/stay-protected/): policy reviews, claims support, and risk management for established businesses.

## Recent insights
- [Public Liability vs Professional Indemnity: What's the difference?](https://withpocket.com.au/insights/public-liability-vs-professional-indemnity/): Public liability covers physical harm, professional indemnity covers financial harm. The difference, real examples, and which cover you need.
- [What business insurance do I actually need? A guide for Australian business owners](https://withpocket.com.au/insights/what-business-insurance-do-i-need-australia/): Not sure what business insurance your company needs? A practical guide to finding the right cover for your business, without the jargon.
- [Can a client sue you for bad advice? What actually happens and how to protect yourself](https://withpocket.com.au/insights/sued-for-bad-advice/): Sued for bad advice? What actually happens when a client claims your work cost them money, and how Professional Indemnity responds.
- [Software Developer Insurance: What you actually need (and what standard cover misses)](https://withpocket.com.au/insights/software-developer-insurance/): Standard PI often excludes the claims developers actually face — bugs, data loss, IP disputes. What software developer insurance needs to cover.
- [ICT and SaaS Insurance: A Complete Guide for Australian Tech Founders](https://withpocket.com.au/insights/ict-saas-insurance-guide/): ICT Insurance covers software bugs, data breaches and IP disputes that standard cover excludes. What it includes and what you need at each growth stage.
- [Vacant Land Liability Insurance: A Complete Guide for Australian Landowners](https://withpocket.com.au/insights/vacant-land-liability-insurance-australia/): Vacant land liability insurance covers injury and property claims on land you own but don't use, including from trespassers. See what's covered.
- [The Essential Eight: A plain-English guide for Australian small business owners](https://withpocket.com.au/insights/essential-eight-small-business-australia/): The ASD's Essential Eight is Australia's baseline cyber security framework. What each control means for a small business, and how it affects cyber insurance.
- [What to Do When Sh*t Hits the Fan](https://withpocket.com.au/insights/what-to-do-when-the-sht-hits-the-fan/): A step-by-step guide to what to do the moment something goes wrong — before, during, and after making a claim.
- [What is underinsurance in Australia and how do you avoid it?](https://withpocket.com.au/insights/what-is-underinsurance-australia/): Most Australian businesses are underinsured without knowing it. What the averaging clause is and how to fix it before your next renewal.
- [Tax Audit Insurance: What it is, what it covers, and whether you need it](https://withpocket.com.au/insights/tax-audit-insurance-australia/): The ATO audits over 500,000 businesses a year. Tax Audit Insurance covers your accountant and legal fees, not the tax bill itself.

## Company
- [About Pocket](https://withpocket.com.au/about-pocket/): who Pocket is, and the brokers behind it.
- [Get a quote](https://withpocket.com.au/get-a-quote/): start a quote.
- [Contact](https://withpocket.com.au/contact/): phone, email, and booking links.

## Full index
See https://withpocket.com.au/llms-full.txt for every published page on the site.